Continuous Merchant Risk Monitoring

Don’t let high-risk merchants catch you off guard. Owlin empowers you to screen, monitor, and manage merchant risk with real-time AI insights—helping you stay proactive, compliant, and in control.

High-risk merchants pose hidden threats

From unexpected chargebacks to reputational damage and compliance violations, high-risk merchants can introduce serious threats.

Owlin’s continuous merchant monitoring service uncovers hidden issues and provides early warnings across your entire merchant portfolio, allowing you to react quickly and protect your business.

 

Transparent, trustworthy risk signals

Owlin delivers detailed, explainable scores and news-driven summaries—no opaque models, just actionable data that helps you understand why a merchant is high-risk.

Cut chargebacks & stay compliant

Ensure AML/KYC compliance with automated onboarding checks and ongoing merchant monitoring, minimizing chargebacks. 

Seamless integrations

Monitor merchants for behavior that triggers chargebacks or regulatory scrutiny. Our platform supports compliance by alerting you to suspicious activity and onboarding risks.

Integrate risk intelligence into your workflow

Owlin connects seamlessly with your systems, so whether you’re underwriting or managing ongoing risk, the insights you need are exactly where you need them.

Why payment service providers trust Owlin for monitoring high-risk merchants

AI-driven merchant risk identification

Owlin’s merchant monitoring tool scans key data points during onboarding to flag high-risk entities before they enter your ecosystem. We help you reduce exposure from the start with intelligent assessments and regulatory safeguards.

Real-time surveillance for merchant risk

Monitoring risk doesn’t stop after approval. Owlin tracks live media mentions, consumer sentiment, and other data sources—ensuring early detection of changes that signal heightened risk or deterioration in merchant behavior.

Fast setup. Flexible configuration

Get started in minutes with intuitive tools and easily customizable monitoring settings. Configure merchant groups, set risk thresholds, and choose your alerting preferences.

Monitor merchant risk across a global data landscape

Owlin cross-references global risk sources—so you get complete merchant risk visibility without the manual work.

Adverse media

Detect negative news about a merchant across over 3 million sources in multiple languages.

Consumer reviews

Detect potential issues at merchants early with 24/7 consumer review monitoring.

Tailored merchant risk insights, delivered where you need them

Interactive dashboard

View risks by severity, category, or time. Our dashboard puts the most pressing merchant threats front and center.

API / Integrations

Plug Owlin’s insights into your existing merchant monitoring tools or platforms—ensuring high-risk merchant intelligence becomes part of your automated workflows.

Newsletter

Get concise summaries of urgent developments, risk escalations, and new threats—delivered daily or weekly.

Monitor your merchant portfolio with confidence

Owlin equips you with the tool to monitor your merchant relationships 24/7. From onboarding to ongoing monitoring, we help you reduce exposure, improve compliance, and stay one step ahead of risk.

Your questions answered